• ISSN: 2010-023X (Print)
    • Abbreviated Title: Int. J. Trade, Economics and Financ.
    • Frequency: Quaterly
    • DOI: 10.18178/IJTEF
    • Editor-in-Chief: Prof.Tung-Zong (Donald) Chang
    • Managing Editor: Ms. Shira. W. Lu
    • Abstracting/ Indexing:  Crossref, Electronic Journals Library , EBSCO
    • E-mail: ijtef.editorial.office@gmail.com
IJTEF 2010 Vol.1(1): 121-130 ISSN: 2010-023X
DOI: 10.7763/IJTEF.2010.V1.22

Risk Assessment Model for Assessing NBFCs’(Asset Financing) Customers

Srinivas Gumparthi SSn

Abstract—Non-banking financial companies (NBFCs) form an integral part of the Indian financial system. The history of the NBFC Industry in India is a story of under-regulation followed by over-regulation. Policy makers have swung from one extreme position to another in their attempt to set controls and then restrain them so that they do not curb the growth of the industry. This report covers the industry. Most of this NBFCs’ are operating with high risk of lending and more often NBFCs’ lend credit to Small and Medium size enterprises, which are categorized as high risk class of Assets. To assess such high risk assets we need to have a comprehensive model. This paper aim is to build Risk Assessment Model for NBFCs’ based on both qualitative and quantitative aspects of the client.

Index Terms—NBFC, Asset Financing, Risk, Credit Rating.

School of Management Dr. V.Manickavasagam Alagappa University.

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Cite:Srinivas Gumparthi SSn, "Risk Assessment Model for Assessing NBFCs’(Asset Financing) Customers," International Journal of Trade, Economics and Finance vol.1, no.1, pp. 121-130, 2010.

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