—This paper presents a mathematical model for
problem of stability of non- performing assets (NPA’s) growth
in banking sector. The various variables leading to high NPA
are identified. A sufficient criterion which ensures the damping
out of the effects arising out of the perturbations in the variables
is obtained. The model assumes prevalence of normal conditions
in banking sector in terms of liquidity, political interference and
other external factors affecting the stability of NPA. The model
emphasizes on growth of NPA’s at stable rate to improve banks
asset portfolio and quality of service assured by banks.
—NPA(non- performing assets), QoS (Quality of
Cite:Jaya Shukla and Gaurav Bajpai, "Mathematical Criteria for Stability of NPA growth Improving Quality of Service for Banks," International Journal of Trade, Economics and Finance vol.1, no.2, pp. 211-214, 2010.